International travel insurance is something that is often overlooked, but it is a lifeline for you in urgent situations when traveling abroad.
Traveling abroad is one of the great experiences that everyone wants to experience once, but many Vietnamese people do not have the habit of buying international travel insurance when going abroad. Here are some reasons that you should consider the benefits of buying overseas travel insurance.
Reference: Notes when taking medicine with you on a trip abroad
1. Health insurance may not be valid abroad
Health is a top concern when you’re traveling to a foreign country for the first time. For cases of serious injury requiring hospitalization, foreign hospitals may not accept your health insurance, if you have purchased travel insurance that includes medical expenses, then You will definitely get a refund of the hospital bill from the insurance company.
2. Some countries have very high medical costs
In a country like the US, it would cost you about $2500 to call an ambulance or $600 for two allergy shots. And there are many other developed countries where medical costs are expensive not because of better services but because of escalating marginal costs (costs for staff, for hospital maintenance, climbing prices of drugs, etc.).
To ensure the safety of your life and health and not worry too much about finances, choosing to buy insurance before traveling abroad is quite wise.
3. Compensation if unfortunately lost/lost luggage
When you lose your luggage for more than a day, the insurance company will be responsible for paying a part of the money for you to buy necessary living items. Then, if your luggage is confirmed lost, you can get compensation equal to the value of your lost property from the insurance company.
4. Compensation for flight cancellation
In some cases, your flights may be unexpectedly canceled due to objective reasons that affect the entire schedule or may destroy the trip you have worked so hard to plan. At that time, the insurance company will be responsible for indemnifying you in accordance with regulations.
5. Help in an emergency situation
No matter how meticulously planned, unexpected risks cannot be avoided, so you need to buy international travel insurance that supports a provision to help in emergency situations.
When you buy international travel insurance you’ll be sure to get 24/7 help from travel agencies with just one phone call, so you’ll be in a good mood to explore it all. locations you want.
Traveling to a foreign country, you cannot guarantee anything even with the most careful planning. Therefore, having yourself a “miracle treasure” such as international travel insurance will definitely make you feel more secure and calm in the face of unexpected situations.